Hiscox FloodPlus

Protect your home from flood and water damage

Homeowners insurance does not cover flood damage. If your home is near a body of water, like a lake or near the coast, the decision to secure a flood insurance policy may have been simple. However, proximity to water isn’t the only risk factor to consider.

Why Choose Flood Insurance?

Where it can rain, it can flood.

If you add in changing weather patterns, increased land development, and unexpected flooding events, the message is clear: flood damage is on the rise, even for homes that aren’t near water, and how at risk you are may not be so simple.
The good news is that, in many cases, flood insurance can be a valuable and affordable option for homeowners

What FloodPlus Can Do for You

Most homeowners insurance policies do not cover flood or water damage. To protect your home from water and flood damage, you’ll need a separate flood insurance policy to give you the full coverage you need.
We partner with Hiscox Insurance Company to offer two flood insurance products: FloodPlus and FloodPlus Coastal. These flood insurance products may provide better coverage and options than the National Flood Insurance Program (NFIP)

myGeoSource

Agents and policyholders, visit myGeoSource today to report a claim, make a payment, or manage your flood insurance policy

Policyholder

myGeoSource is your convenient tool to access online bill pay, policy information, and report and check claim status.

myGeoSource

Agent

Current agents can sign in to myGeoSource to access quotes, policy, and claims information.

myGeoSource

Coverage Highlights

Higher policy limit options

Hiscox FloodPlus and FloodPlus Coastal can provide higher policy limits and comprehensive coverage options to protect your high-value home, contents, and other structures.

More coverage for your most valuable belongings

FloodPlus can offer you better coverages for your possessions, and we cover your property anywhere in the world–not just “inside” a building.

Coverage for temporary accommodations

FloodPlus also comes with additional living expense coverage if you need to live away from your home during repairs or rebuilding after a flooding event

7 Day Waiting Period

Most flood insurance policies require a 30-day or longer waiting period before coverage is active. The FloodPlus program has a 7 day waiting period, some exclusions may apply.

Flood protection for Secondary Residences

The FloodPlus program is available for several occupancy types, including primary, secondary, seasonal, tenant occupied/landlord owned, and vacant.

Help for Proactive Steps

A FloodPlus policy will help with the cost of protecting your property from imminent danger of flood.

Extra Benefits

Experienced and Reliable

Hiscox FloodPlus is underwritten by an A.M. Best Company “A” (Excellent) rated insurance carrier. This rating is a testament to overall superior standards of financial stability and operating performance.

Online Policy Management and Payments

Hiscox FloodPlus through GeoVera Advantage includes full access to the myGeoSource policy management portal. myGeoSource is a convenient way for agents and policyholders to make payments, report and view claims, and access policy information.

Payment Plans

We understand how important it is for your insurance policy to fit your budget. We offer the Hiscox FloodPlus program with several easy payment plans for added convenience and affordability