Hiscox FloodPlus
Protect your home from flood and water damage
Homeowners insurance does not cover flood damage. If your home is near a body of water, like a lake or near the coast, the decision to secure a flood insurance policy may have been simple. However, proximity to water isn’t the only risk factor to consider.
Why Choose Flood Insurance?
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Agents and policyholders, visit myGeoSource today to report a claim, make a payment, or manage your flood insurance policy
Coverage Highlights
Higher policy limit options
Hiscox FloodPlus and FloodPlus Coastal can provide higher policy limits and comprehensive coverage options to protect your high-value home, contents, and other structures.
More coverage for your most valuable belongings
FloodPlus can offer you better coverages for your possessions, and we cover your property anywhere in the world–not just “inside” a building.
Coverage for temporary accommodations
FloodPlus also comes with additional living expense coverage if you need to live away from your home during repairs or rebuilding after a flooding event
7 Day Waiting Period
Most flood insurance policies require a 30-day or longer waiting period before coverage is active. The FloodPlus program has a 7 day waiting period, some exclusions may apply.
Flood protection for Secondary Residences
The FloodPlus program is available for several occupancy types, including primary, secondary, seasonal, tenant occupied/landlord owned, and vacant.
Help for Proactive Steps
A FloodPlus policy will help with the cost of protecting your property from imminent danger of flood.